I am dedicated to helping my clients first find the insurance policy that fits their individual needs and secondly finding a policy that is going to save them money.
An annuity is a stream of monthly income guaranteed for life, starting immediately or deferred to a specified time in the future, in exchange for an upfront lump sum payment. For example, a woman of 65 investing $500,000 can receive about $2,700 a mo...
For a life-long stream of income, consider buying an immediate annuity. As the name suggests, with an immediate annuity you pay a lump-sum now and begin to receive a regular income stream right away. What’s more, today’s versions offer im...
The biggest advantages annuities offer is that they allow you to sock away a larger amount of cash and defer paying taxes.
Unlike other tax-deferred retirement accounts such as 401(k)s and IRAs, there is no annual contribution limit for an annuity....
When do you plan on retiring? I often ask others this question during financial wellness workshops, webinars, and coaching sessions. Most people have at least a ballpark idea of when they would like to achieve a state of financial freedom where they...
If you’re new to retirement, you can expect to make some mistakes. It’s all unexplored territory for you, after all, and you’ll have to figure out some things as you go.
But you can learn a lot from the experiences of those who&rsq...
In my book, “Rewirement: Rewiring the Way You Think About Retirement,” I lay out a detailed ten-step process that everyone can use while doing retirement income planning. This is also the same process that is taught to thousands of financ...
If you were diagnosed with a serious illness that required a potentially life-changing surgery, would your health insurance company have your back?
That’s the question Bethany Kelly is afraid she already has an answer to. At age 26, she was re...
DO YOU KNOW THE difference between an angiogram and angioplasty? Can you breeze through medical questionnaires and confidently navigate patient portals? Are you sure the insurance coverage you're choosing has the best deductible, premiums, a...
Last February, Samitha Hendrickson gave birth to her first child.
The labor and delivery were long and not without serious complications. Hendrickson needed an emergency C-section, or cesarean. Her newborn couldn’t breathe on his own and neede...
Homeowners in wildfire-prone areas of California and other Western states now have yet another worry: Insurers have issued an ominous warning that they could be facing a "wildfire deductible" in coming years or, even worse, the prospect of...